About
Felipe Casares
I'm a licensed insurance broker working with two kinds of clients: business owners who want to stop overpaying payroll tax, and individuals and families who need coverage that actually fits their income.
Most of what I do for companies isn't insurance in the way people picture it. It's finding money that's already leaving the business every pay period and redirecting it — into the company's cash flow and into benefits their employees genuinely use.
- National Producer Number
- 20658935
- Licensed in
- All 50 states
- Languages
- English & Español
- Business line
- (888) 648-0128
- Direct line
- (832) 620-9636
How I work
Four things I'd want to know about a broker
You talk to me, every time
Not a call center, not a rotating rep, and your information is never sold to other agents. The number in the header of this site is my direct line. If you call it, I answer it.
I'd rather show you the real number than the impressive one
The figures on this site are estimated gross employer payroll tax savings — before program fees or other costs. I say that plainly instead of letting a headline number do the selling. When we build your analysis from your actual census and payroll, you see everything side by side — because you'll find out eventually, and I'd rather you hear it from me first.
I'll tell you when it isn't a fit
Fewer than 10 W-2 employees, mostly part-time staff, or a group plan that already beats what I'd write for you — I'll say so on the first call. Being right is worth more to me than one sale.
Every inquiry answered within one business hour
Submit a form during business hours and you'll hear from me inside the hour. If you don't, call (832) 620-9636 and tell me I missed it.
What I place
The full range
Employer programs
Section 125 payroll tax reduction and group health placement for companies with 10 or more W-2 employees.
Individual & family
Income-based ACA health plans, plus dental and vision coverage, for individuals, families, and the self-employed in all 50 states.
Gap coverage
Accident and hospital indemnity policies that pay cash directly to the insured for deductibles and lost income.