The terms for using this site.

Last updated: 2026

Acceptance

By using this website you agree to these terms. If you don't agree with them, please don't use the site.

What this site is

This site provides general information about insurance products and employer benefit programs offered through Compound Health Solutions, an insurance agency. It is informational. It is not an offer to sell insurance, not a solicitation in any jurisdiction where we are not licensed, and not a binding quote.

No professional advice

Nothing here is tax, legal, accounting, medical, or investment advice. References to the Internal Revenue Code, Treasury Regulations, ERISA, HIPAA, the ADA, or the Affordable Care Act are general information only. Consult your own CPA, attorney, or advisor before acting on anything you read here.

Estimates and the calculator

The savings calculator and all figures on this site are illustrations based on typical program parameters. They are not quotes, offers, guarantees, or promises of any particular outcome. Your actual results depend on employee participation, wage levels, state, withholding elections, and final plan design. See our Disclosures for how the figures are calculated.

Coverage is governed by the policy

Any description of benefits, coverage, exclusions, or limitations on this site is a summary for general understanding. The actual terms of any insurance product are set exclusively by the policy documents issued by the insuring carrier. If this site and a policy document ever disagree, the policy document controls.

Submissions

Submitting a form does not create an insurance policy, bind coverage, or create an agent-client relationship until we've spoken and you've completed a carrier application. Please provide accurate information — quotes and savings analyses are only as good as what goes into them.

Acceptable use

Don't use this site to submit false information, attempt unauthorized access, transmit malicious code, scrape content in bulk, or interfere with its operation.

Intellectual property

The content, design, and calculator on this site are the property of Compound Health Solutions. Third-party names and marks referenced here belong to their respective owners and are used for identification only; their appearance does not imply any endorsement or affiliation.

Third-party links

This site may link to third-party websites, including scheduling tools and carrier sites. We don't control them and aren't responsible for their content or privacy practices.

Limitation of liability

This site is provided "as is." To the fullest extent permitted by law, Compound Health Solutions is not liable for indirect, incidental, or consequential damages arising from your use of it, or from reliance on any estimate or general information published here. Nothing in these terms limits any liability that cannot lawfully be limited.

Governing law

These terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Changes

We may update these terms. The date at the top reflects the most recent version.

Contact

Compound Health Solutions · Felipe Casares, NPN 20658935
[email protected] · (832) 620-9636